Open a free account in minutes. Enjoy instant transfers, smart savings, virtual cards, and powerful financial tools — all in one place.
No credit card required · Takes less than 3 minutes
$2.4B+
Assets managed
500K+
Happy customers
99.99%
Uptime guarantee
0 fees
On basic accounts
Powerful features built for modern banking needs
Send money between accounts instantly. External transfers typically arrive within 1-2 business days.
Create virtual cards for online shopping. Freeze, unfreeze, and set spending limits anytime.
Understand your spending habits with beautiful charts and category breakdowns.
Get instant notifications for every transaction. Stay on top of your finances.
Two-factor authentication, biometric login, and automatic fraud detection.
Pay all your bills in one place. Set up recurring payments so you never miss a due date.
We use the same security standards as the world's leading financial institutions.
All data is encrypted in transit and at rest
Add an extra layer of security with TOTP 2FA
Deposits insured up to $250,000 per depositor
24/7 automated fraud detection and alerts
A+
Security Score
99.99%
Uptime
SOC 2
Data Centers
PCI DSS
Compliance
“The virtual card feature is incredible. I create a new one for each subscription and my actual account details are never exposed.”
James K.
Software Engineer
“Finally a bank that actually works for freelancers. The savings account rate is amazing and the app is beautiful.”
Maria L.
Freelancer
Join 500,000+ customers who trust CHAFFEY BANK
Open your free account